We may earn commission from links on this page, but we only recommend products we love. Promise. For your sake, I'll skip the quippy little bit where I talk about how men are so hard to shop for and ...

Lita Epstein has 18+ years of experience as an author and financial writer. She has also written over 40 books. Yarilet Perez is an experienced multimedia journalist and fact-checker with a Master of ...